Financial Aid & Scholarships
Financial aid refers to a variety of financial aid sources available to help you pay for college. It is money in the form of grants, scholarships, work-study, loans, or a benefit from completing community service or military service, institutional tuition payment plans, all to help students pay for education.听 At Fine Mortuary College, we participate in the following assistance programs.
The Federal Pell Grant is a federally funded program designed to help undergraduate students with low-income households. All students applying for financial assistance at FINE Mortuary must apply for a federal Pell Grant. Eligibility for the Federal Pell Grant is based on financial need as determined by the 听and satisfactory academic progress. Applications and additional information are available in the Enrollment Office at FMC.
The exact amount of the Federal Pell Grant award will depend upon the expected family contribution (EFC) as listed on the Student Aid Report, the Cost of Attendance (COA) and the number of hours for which the student enrolls.
The Federal SEOG program provides assistance for eligible undergraduate students who show greatest financial need, are eligible for the Federal Pell Grant and are making satisfactory progress toward their educational goal. The actual amount of the grant will vary depending on the availability of funds at FMC, the student’s family financial situation, other financial aid the student is receiving and the number of hours for which the student enrolls.
Fine Mortuary College participates in the听. This loan program allows students and the parents of dependent students to borrow funds directly from the federal government to help meet the financial costs of a college education. For more information and a request form, download and print this document.
To help prospective students and current students locate important information about 快手约炮, provides links describing the College鈥檚 general institutional information; student outcomes; financial aid; health and safety; and commitment to civic participation. To learn more go to our Consumer Info page .
Topic of Interest include but not limited to:
- Net Price Calculator
- Cost of Attendance
- Tuition & Fees
- Financial Aid Eligibility Requirements
For additional information, including requesting a paper copy of specific institutional and financial aid information, please contact us at info@fmc.edu.
We understand that the financial aid process can be challenging and overwhelming. To ensure that our students and applicants can easily navigate the process, we鈥檝e assembled some quick but helpful tutorial videos from the Federal Student Aid YouTube channel: Click Here To View Video Tutorials
How Do I Apply for Aid?听Where Do I Start?
The听FSA ID serves as your digital signature for the Free Application for Federal Student Aid (FAFSA) and login information for Federal Student Aid websites. Students can apply for an FSA ID anytime and it is recommended to have one before completing the FAFSA. If you are a dependent student, your parent will also need to create an FSA ID.听Use School Code 033164
- Submit Required Documents to the Admissions Office
- Accept your Estimated Financing Plan
- Complete your Direct Loan Entrance Counseling, if applying for a Federal Loan
The Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming. The goal of entrance counseling is to help you understand what it means to take out a federal student loan. During entrance counseling, you will learn about the following:
- What a Direct Loan is and how the loan process works
- Managing your education expenses
- Other financial resources to consider helping pay for your education
- Your rights and responsibilities as a borrower
- Complete an Annual Loan Acknowledgement, if applying for a Federal Loan
- If this is your听first time accepting a federal student loan, you are acknowledging that you understand your responsibility to repay your loan.
- If you have听existing federal student loans, you are acknowledging that you understand how much you owe and how much more you can borrow.
- Complete Master Promissory Notes (MPN), if necessary
The MPN is a legally binding agreement between you and us and contains the terms and conditions of your loans.
- Accept your Financial Aid Award Letter
Private Student Loans
Students who are interested in a private education loan or unable to borrow or do not meet the to receive U.S. Federal Loans can borrow from a private student loan.
Private (or alternative) education loans are credit-based loans that may be used to cover education-related expenses up to the Cost of Attendance for a given academic year. These loans often serve as a supplement to federal aid packages that include grants, scholarships, and/or federal loans. In cases where federal aid is not available, private loans may be the sole financing option.
Because private loans typically carry higher interest rates and fewer borrower protections than federal loans, we strongly encourage students and families to first maximize all federal aid options such as Direct Subsidized/Unsubsidized Loans and Parent PLUS Loans by submitting the .
Private loan terms, rates, and eligibility criteria vary by lender. Borrowers (and co-signers, if applicable) are encouraged to compare multiple lenders and choose the option that best meets their financial needs. If we receive a private loan certification request without a FAFSA on file, we will interpret that as your decision to forgo federal financial aid and proceed solely with private funding.
Before taking out any educational loan, please consider your financial responsibilities and long-term repayment commitments. We encourage you to evaluate your investment and make borrowing decisions carefully.
For further information, it is encouraged your reach out to finaid@fmc.edu to discuss your alternative options.
List of Lenders (2025)
Prospective borrowers should review all materials closely and contact the lender to clarify any questions or concerns. Due to the economic climate, rates and loan terms may change throughout the year for some loans offered by these lenders. Consider the following when comparing private education loans:
- Cosigner Requirements and Cosigner Release Options
- Interest Rate: Variable or Fixed, Index and Margins, Interest Capitalization Policies
- Borrower Benefits: Interest Rate Reductions for ACH and Cosigners, On-time payment incentives
- Fees: Origination Fees, Late Fees, Return Check Fees
- Repayment Options: Repayment Start Dates, Years in Repayment
- Grace Period, Deferment and Forbearance Options